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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,435 | $217,427-87.4% | $185,837-85.2% | $167,518-83.6% |
| Participation rate | 85.7% | 86.0%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 16.55% | 148.39%-131.8pp | 122.08%-105.5pp | 478.71%-462.2pp |
| Employer contribution / active EE | $2,246 | $5,874-61.8% | $5,168-56.5% | $4,838-53.6% |
| Participant deferral / active EE | $5,866 | $6,357-7.7% | $5,568+5.3% | $6,342-7.5% |
| Admin fee / account holder | $2,313 | $19,816-88.3% | $16,241-85.8% | $12,312-81.2% |