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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,441 | $85,060-90.1% | $70,565-88.0% | $139,487-93.9% |
| Participation rate | 35.0% | 73.9%-38.9pp | 68.4%-33.4pp | 80.3%-45.3pp |
| Annual return | 31.01% | 30.39%+0.6pp | 32.79%-1.8pp | 373.84%-342.8pp |
| Employer contribution / active EE | $684 | $3,912-82.5% | $2,976-77.0% | $4,755-85.6% |
| Participant deferral / active EE | $2,494 | $5,891-57.7% | $4,568-45.4% | $6,713-62.8% |
| Admin fee / account holder | $1,587 | $8,932-82.2% | $6,430-75.3% | $11,407-86.1% |