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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,441 | $85,030-90.1% | $70,525-88.0% | $139,427-93.9% |
| Participation rate | 35.0% | 73.9%-38.9pp | 68.4%-33.4pp | 80.3%-45.3pp |
| Annual return | 31.01% | 30.35%+0.7pp | 32.76%-1.7pp | 373.27%-342.3pp |
| Employer contribution / active EE | $684 | $3,909-82.5% | $2,974-77.0% | $4,752-85.6% |
| Participant deferral / active EE | $2,494 | $5,891-57.7% | $4,567-45.4% | $6,711-62.8% |
| Admin fee / account holder | $1,587 | $8,908-82.2% | $6,413-75.3% | $11,404-86.1% |