Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,088 | $39,132-76.8% | $57,196-84.1% | $62,881-85.5% |
| Participation rate | 42.6% | 70.5%-27.8pp | 75.3%-32.7pp | 69.3%-26.7pp |
| Annual return | 34.14% | 9.24%+24.9pp | 14.59%+19.5pp | 20.14%+14.0pp |
| Employer contribution / active EE | $610 | $1,874-67.5% | $2,683-77.3% | $2,281-73.3% |
| Participant deferral / active EE | $1,477 | $2,374-37.8% | $3,096-52.3% | $3,203-53.9% |
| Admin fee / account holder | $372 | $2,594-85.6% | $3,141-88.1% | $4,296-91.3% |