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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,797 | $29,554-36.4% | $56,054-66.5% | $77,692-75.8% |
| Participation rate | 6.9% | 32.6%-25.7pp | 52.5%-45.6pp | 70.6%-63.7pp |
| Annual return | 2.85% | 18.89%-16.0pp | 1705.95%-1703.1pp | 31.25%-28.4pp |
| Employer contribution / active EE | $290 | $568-49.0% | $1,039-72.1% | $2,726-89.4% |
| Participant deferral / active EE | $540 | $1,061-49.1% | $1,952-72.3% | $4,648-88.4% |
| Admin fee / account holder | $65 | $1,046-93.8% | $2,822-97.7% | $431-85.0% |