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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,575 | $82,674-46.1% | $125,381-64.4% | $68,486-34.9% |
| Participation rate | 91.7% | 75.1%+16.6pp | 82.4%+9.3pp | 67.9%+23.8pp |
| Annual return | 15.88% | -5.97%+21.9pp | 572.31%-556.4pp | -7.85%+23.7pp |
| Employer contribution / active EE | $5,818 | $3,382+72.0% | $4,815+20.8% | $2,597+124.1% |
| Participant deferral / active EE | $8,934 | $6,111+46.2% | $7,448+20.0% | $4,028+121.8% |
| Admin fee / account holder | $8,192 | $6,277+30.5% | $10,007-18.1% | $5,404+51.6% |