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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,331 | $157,296-66.7% | $141,191-62.9% | $152,897-65.8% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 25.63% | 64.34%-38.7pp | 71.41%-45.8pp | 345.43%-319.8pp |
| Employer contribution / active EE | $3,012 | $5,262-42.8% | $4,736-36.4% | $4,764-36.8% |
| Participant deferral / active EE | $6,856 | $7,111-3.6% | $6,710+2.2% | $5,851+17.2% |
| Admin fee / account holder | $3,764 | $12,125-69.0% | $10,264-63.3% | $11,599-67.6% |