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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,688 | $171,272-78.0% | $127,803-70.5% | $152,897-75.4% |
| Participation rate | 40.0% | 83.5%-43.5pp | 79.0%-39.0pp | 82.5%-42.5pp |
| Annual return | 27.84% | 23.54%+4.3pp | 26.14%+1.7pp | 345.43%-317.6pp |
| Employer contribution / active EE | $2,144 | $5,451-60.7% | $4,576-53.1% | $4,764-55.0% |
| Participant deferral / active EE | $2,734 | $7,043-61.2% | $6,023-54.6% | $5,851-53.3% |
| Admin fee / account holder | $399 | $14,540-97.3% | $9,399-95.8% | $11,599-96.6% |