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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,383 | $201,259+158.1% | $184,200+182.0% | $145,959+255.8% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 32.47% | 28.98%+3.5pp | 28.80%+3.7pp | 561.95%-529.5pp |
| Employer contribution / active EE | $14,774 | $7,018+110.5% | $6,424+130.0% | $4,661+217.0% |
| Participant deferral / active EE | $15,627 | $9,806+59.3% | $9,132+71.1% | $6,689+133.6% |
| Admin fee / account holder | $22,503 | $16,372+37.4% | $13,907+61.8% | $13,398+68.0% |