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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,493 | $87,546-56.0% | $75,784-49.2% | $125,389-69.3% |
| Participation rate | 50.0% | 80.2%-30.2pp | 75.8%-25.8pp | 83.2%-33.2pp |
| Annual return | 33.29% | 13.49%+19.8pp | 9.68%+23.6pp | 282.24%-249.0pp |
| Employer contribution / active EE | $269 | $3,930-93.2% | $3,323-91.9% | $4,866-94.5% |
| Participant deferral / active EE | $1,679 | $4,230-60.3% | $3,652-54.0% | $5,352-68.6% |
| Admin fee / account holder | $42 | $6,503-99.4% | $5,300-99.2% | $9,541-99.6% |