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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,793 | $138,078-90.0% | $125,363-89.0% | $134,509-89.7% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -20.12% | 750.49%-770.6pp | 572.15%-592.3pp | 418.13%-438.3pp |
| Employer contribution / active EE | $1,911 | $5,245-63.6% | $4,815-60.3% | $4,741-59.7% |
| Participant deferral / active EE | $3,259 | $7,800-58.2% | $7,447-56.2% | $6,400-49.1% |
| Admin fee / account holder | $1,942 | $11,566-83.2% | $10,005-80.6% | $11,427-83.0% |