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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,203 | $76,634-80.2% | $56,054-72.9% | $145,978-89.6% |
| Participation rate | 68.2% | 63.2%+5.0pp | 52.5%+15.7pp | 80.3%-12.1pp |
| Annual return | 43.16% | 3004.33%-2961.2pp | 1705.95%-1662.8pp | 550.52%-507.4pp |
| Employer contribution / active EE | $1,663 | $1,380+20.5% | $1,039+60.0% | $4,662-64.3% |
| Participant deferral / active EE | $4,133 | $2,622+57.6% | $1,952+111.7% | $6,690-38.2% |
| Admin fee / account holder | $6 | $3,321-99.8% | $2,822-99.8% | $13,400-100.0% |