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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,976 | $82,674-25.0% | $125,363-50.6% | $68,495-9.5% |
| Participation rate | 35.3% | 75.0%-39.8pp | 82.4%-47.1pp | 67.9%-32.6pp |
| Annual return | -15.49% | -5.97%-9.5pp | 572.15%-587.6pp | -7.84%-7.6pp |
| Employer contribution / active EE | $1,833 | $3,382-45.8% | $4,815-61.9% | $2,596-29.4% |
| Participant deferral / active EE | $3,165 | $6,111-48.2% | $7,447-57.5% | $4,028-21.4% |
| Admin fee / account holder | $385 | $6,276-93.9% | $10,005-96.2% | $5,403-92.9% |