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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,837 | $152,612-81.8% | $125,192-77.8% | $152,897-81.8% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 6.80% | 54.85%-48.0pp | 43.79%-37.0pp | 345.43%-338.6pp |
| Employer contribution / active EE | $993 | $4,947-79.9% | $3,866-74.3% | $4,764-79.2% |
| Participant deferral / active EE | $6,041 | $5,868+2.9% | $4,937+22.3% | $5,851+3.2% |
| Admin fee / account holder | $11,811 | $13,437-12.1% | $9,704+21.7% | $11,599+1.8% |