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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,114 | $135,645-79.3% | $110,243-74.5% | $135,380-79.2% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.8%-17.3pp | 82.6%-20.1pp |
| Annual return | -1.47% | 513.24%-514.7pp | 314.76%-316.2pp | 519.81%-521.3pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,477 | $5,507-36.9% | $4,672-25.6% | $5,609-38.0% |
| Admin fee / account holder | $944 | $11,458-91.8% | $8,548-89.0% | $10,828-91.3% |