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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,600 | $34,316-83.7% | $74,722-92.5% | $72,975-92.3% |
| Participation rate | 30.0% | 42.4%-12.4pp | 54.5%-24.5pp | 69.5%-39.5pp |
| Annual return | 43.63% | 26.58%+17.1pp | 753.11%-709.5pp | 81.01%-37.4pp |
| Employer contribution / active EE | $257 | $692-62.8% | $1,084-76.3% | $2,440-89.5% |
| Participant deferral / active EE | $1,062 | $1,272-16.5% | $1,963-45.9% | $3,608-70.6% |
| Admin fee / account holder | $107 | $2,125-95.0% | $3,335-96.8% | $5,124-97.9% |