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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,554 | $104,106-97.5% | $71,086-96.4% | $135,379-98.1% |
| Participation rate | 27.3% | 65.7%-38.4pp | 54.7%-27.4pp | 82.6%-55.4pp |
| Annual return | -15.29% | 1256.30%-1271.6pp | 650.59%-665.9pp | 519.79%-535.1pp |
| Employer contribution / active EE | $0 | $1,485-100.0% | $1,088-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $559 | $2,527-77.9% | $1,874-70.2% | $5,609-90.0% |
| Admin fee / account holder | $50 | $4,142-98.8% | $3,082-98.4% | $10,828-99.5% |