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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,513 | $77,901-80.1% | $149,717-89.6% | $75,181-79.4% |
| Participation rate | 53.3% | 65.6%-12.2pp | 78.8%-25.4pp | 67.2%-13.9pp |
| Annual return | 19.78% | 31.73%-11.9pp | 134.41%-114.6pp | 160.69%-140.9pp |
| Employer contribution / active EE | $802 | $3,137-74.4% | $4,820-83.4% | $2,671-70.0% |
| Participant deferral / active EE | $1,168 | $3,411-65.8% | $5,682-79.4% | $4,126-71.7% |
| Admin fee / account holder | $283 | $5,949-95.2% | $13,213-97.9% | $5,650-95.0% |