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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,728 | $124,314-60.0% | $109,163-54.4% | $167,518-70.3% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 15.22% | 26.04%-10.8pp | 25.75%-10.5pp | 478.71%-463.5pp |
| Employer contribution / active EE | $1,432 | $4,209-66.0% | $3,723-61.5% | $4,838-70.4% |
| Participant deferral / active EE | $3,453 | $5,256-34.3% | $4,654-25.8% | $6,342-45.5% |
| Admin fee / account holder | $21 | $7,973-99.7% | $6,754-99.7% | $12,312-99.8% |