Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,024 | $55,453-76.5% | $170,435-92.4% | $62,293-79.1% |
| Participation rate | 15.4% | 66.4%-50.9pp | 83.6%-68.2pp | 69.5%-54.1pp |
| Annual return | 30.96% | 21.38%+9.6pp | 205.94%-175.0pp | 28.90%+2.1pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $949 | $2,303-58.8% | $4,939-80.8% | $3,169-70.0% |
| Admin fee / account holder | $621 | $455+36.5% | $13,881-95.5% | $479+29.6% |