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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,654 | $171,867-51.9% | $149,721-44.8% | $147,586-44.0% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 12.26% | 2113.36%-2101.1pp | 1501.67%-1489.4pp | 578.59%-566.3pp |
| Employer contribution / active EE | $6,270 | $6,275-0.1% | $5,444+15.2% | $4,876+28.6% |
| Participant deferral / active EE | $10,258 | $7,270+41.1% | $6,568+56.2% | $5,439+88.6% |
| Admin fee / account holder | $3,962 | $13,799-71.3% | $11,282-64.9% | $10,886-63.6% |