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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,224 | $153,769-60.8% | $133,975-55.0% | $273,972-78.0% |
| Participation rate | 84.6% | 88.4%-3.8pp | 87.1%-2.4pp | 83.0%+1.6pp |
| Annual return | 7.34% | 36.51%-29.2pp | 29.29%-22.0pp | 41.46%-34.1pp |
| Employer contribution / active EE | $6,497 | $6,029+7.8% | $5,211+24.7% | $4,869+33.4% |
| Participant deferral / active EE | $10,318 | $6,958+48.3% | $6,282+64.3% | $5,287+95.2% |
| Admin fee / account holder | $14,826 | $11,765+26.0% | $9,324+59.0% | $10,133+46.3% |