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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,238 | $183,592-28.0% | $155,574-15.0% | $145,877-9.3% |
| Participation rate | 38.5% | 82.7%-44.2pp | 78.2%-39.8pp | 80.3%-41.8pp |
| Annual return | 14.29% | 61.37%-47.1pp | 64.87%-50.6pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,369 | $5,317-74.2% | $4,676-70.7% | $4,663-70.6% |
| Participant deferral / active EE | $3,642 | $6,466-43.7% | $5,629-35.3% | $6,691-45.6% |
| Admin fee / account holder | $907 | $19,316-95.3% | $15,914-94.3% | $13,402-93.2% |