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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,281 | $217,432-36.4% | $185,849-25.6% | $167,536-17.5% |
| Participation rate | 44.4% | 86.1%-41.6pp | 81.7%-37.3pp | 82.1%-37.7pp |
| Annual return | 55.98% | 148.42%-92.4pp | 122.10%-66.1pp | 478.82%-422.8pp |
| Employer contribution / active EE | $1,009 | $5,875-82.8% | $5,169-80.5% | $4,839-79.2% |
| Participant deferral / active EE | $4,303 | $6,357-32.3% | $5,569-22.7% | $6,342-32.2% |
| Admin fee / account holder | $235 | $19,818-98.8% | $16,244-98.6% | $12,315-98.1% |