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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,064 | $65,027-86.1% | $90,970-90.0% | $79,852-88.6% |
| Participation rate | 79.1% | 61.6%+17.5pp | 69.0%+10.1pp | 69.6%+9.5pp |
| Annual return | 19.32% | 30.45%-11.1pp | 134.58%-115.3pp | 31.72%-12.4pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,240 | $2,512+29.0% | $3,373-4.0% | $3,740-13.4% |
| Admin fee / account holder | $31 | $4,535-99.3% | $5,960-99.5% | $5,306-99.4% |