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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,660 | $110,212-22.3% | $96,534-11.3% | $139,466-38.6% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 17.88% | 26.42%-8.5pp | 25.88%-8.0pp | 373.66%-355.8pp |
| Employer contribution / active EE | $1,755 | $3,620-51.5% | $2,965-40.8% | $4,754-63.1% |
| Participant deferral / active EE | $2,018 | $5,547-63.6% | $4,851-58.4% | $6,712-69.9% |
| Admin fee / account holder | $2,232 | $11,599-80.8% | $8,253-73.0% | $11,409-80.4% |