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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,763 | $103,392-63.5% | $87,104-56.6% | $152,897-75.3% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 17.99% | 28.10%-10.1pp | 28.19%-10.2pp | 345.43%-327.4pp |
| Employer contribution / active EE | $2,245 | $3,221-30.3% | $2,521-11.0% | $4,764-52.9% |
| Participant deferral / active EE | $2,679 | $4,778-43.9% | $4,048-33.8% | $5,851-54.2% |
| Admin fee / account holder | $5,620 | $12,194-53.9% | $7,491-25.0% | $11,599-51.6% |