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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,606 | $150,207-86.9% | $120,380-83.7% | $145,978-86.6% |
| Participation rate | 58.3% | 78.8%-20.4pp | 71.9%-13.6pp | 80.3%-22.0pp |
| Annual return | 11.32% | 154.28%-143.0pp | 107.28%-96.0pp | 550.52%-539.2pp |
| Employer contribution / active EE | $1,065 | $4,351-75.5% | $3,465-69.3% | $4,662-77.1% |
| Participant deferral / active EE | $1,468 | $6,175-76.2% | $4,992-70.6% | $6,690-78.1% |
| Admin fee / account holder | $3,303 | $12,203-72.9% | $9,421-64.9% | $13,400-75.4% |