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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,606 | $150,412-87.0% | $120,574-83.7% | $145,884-86.6% |
| Participation rate | 58.3% | 78.8%-20.5pp | 71.9%-13.6pp | 80.3%-22.0pp |
| Annual return | 11.32% | 154.50%-143.2pp | 107.42%-96.1pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,065 | $4,355-75.5% | $3,471-69.3% | $4,662-77.2% |
| Participant deferral / active EE | $1,468 | $6,175-76.2% | $4,996-70.6% | $6,690-78.1% |
| Admin fee / account holder | $3,303 | $12,224-73.0% | $9,445-65.0% | $13,392-75.3% |