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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,562 | $152,591-85.9% | $117,529-81.7% | $134,545-84.0% |
| Participation rate | 28.6% | 77.1%-48.5pp | 70.6%-42.0pp | 81.2%-52.7pp |
| Annual return | 1.23% | 53.04%-51.8pp | 29.77%-28.5pp | 418.37%-417.1pp |
| Employer contribution / active EE | $400 | $5,576-92.8% | $4,179-90.4% | $4,742-91.6% |
| Participant deferral / active EE | $674 | $4,821-86.0% | $4,072-83.4% | $6,401-89.5% |
| Admin fee / account holder | $3,362 | $7,004-52.0% | $5,645-40.4% | $11,431-70.6% |