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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,976 | $88,702-70.7% | $81,780-68.2% | $145,978-82.2% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.36% | 1029.12%-1015.8pp | 776.27%-762.9pp | 550.52%-537.2pp |
| Employer contribution / active EE | $1,900 | $3,084-38.4% | $2,914-34.8% | $4,662-59.2% |
| Participant deferral / active EE | $5,568 | $4,645+19.9% | $4,321+28.9% | $6,690-16.8% |
| Admin fee / account holder | $329 | $8,414-96.1% | $7,384-95.6% | $13,400-97.5% |