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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,930 | $108,911-49.6% | $100,392-45.3% | $145,884-62.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 21.38% | 58.23%-36.8pp | 49.45%-28.1pp | 551.85%-530.5pp |
| Employer contribution / active EE | $5,268 | $4,420+19.2% | $3,941+33.6% | $4,662+13.0% |
| Participant deferral / active EE | $21,828 | $8,459+158.0% | $8,090+169.8% | $6,690+226.3% |
| Admin fee / account holder | $10,790 | $9,698+11.3% | $7,904+36.5% | $13,392-19.4% |