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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,017 | $81,763-54.7% | $58,561-36.8% | $139,466-73.5% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 17.19% | 7427.77%-7410.6pp | 4251.33%-4234.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $487 | $1,398-65.2% | $1,053-53.7% | $4,754-89.8% |
| Participant deferral / active EE | $2,269 | $2,555-11.2% | $1,923+18.0% | $6,712-66.2% |
| Admin fee / account holder | $3,049 | $3,273-6.8% | $2,520+21.0% | $11,409-73.3% |