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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,197 | $39,028-50.8% | $80,741-76.2% | $85,847-77.6% |
| Participation rate | 9.1% | 41.6%-32.5pp | 54.2%-45.1pp | 69.3%-60.2pp |
| Annual return | 13.81% | 26.31%-12.5pp | 87.30%-73.5pp | 318.61%-304.8pp |
| Employer contribution / active EE | $105 | $722-85.5% | $1,160-91.0% | $2,565-95.9% |
| Participant deferral / active EE | $469 | $1,326-64.6% | $2,145-78.1% | $3,952-88.1% |
| Admin fee / account holder | $705 | $2,429-71.0% | $3,380-79.1% | $6,261-88.7% |