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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,174 | $76,519-60.6% | $56,025-46.1% | $145,897-79.3% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 10.88% | 3017.03%-3006.2pp | 1712.69%-1701.8pp | 552.29%-541.4pp |
| Employer contribution / active EE | $676 | $1,383-51.1% | $1,042-35.1% | $4,663-85.5% |
| Participant deferral / active EE | $2,792 | $2,624+6.4% | $1,955+42.8% | $6,689-58.3% |
| Admin fee / account holder | $444 | $3,331-86.7% | $2,828-84.3% | $13,390-96.7% |