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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,232 | $88,702-46.8% | $81,780-42.2% | $145,978-67.6% |
| Participation rate | 84.6% | 75.0%+9.6pp | 72.4%+12.3pp | 80.3%+4.3pp |
| Annual return | 16.81% | 1029.12%-1012.3pp | 776.27%-759.5pp | 550.52%-533.7pp |
| Employer contribution / active EE | $2,396 | $3,084-22.3% | $2,914-17.8% | $4,662-48.6% |
| Participant deferral / active EE | $4,865 | $4,645+4.7% | $4,321+12.6% | $6,690-27.3% |
| Admin fee / account holder | $3,718 | $8,414-55.8% | $7,384-49.7% | $13,400-72.3% |