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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,370 | $150,446-55.2% | $136,297-50.6% | $147,585-54.4% |
| Participation rate | 64.3% | 84.4%-20.1pp | 81.9%-17.6pp | 82.8%-18.5pp |
| Annual return | 11.37% | 1049.14%-1037.8pp | 5156.19%-5144.8pp | 578.58%-567.2pp |
| Employer contribution / active EE | $5,993 | $5,256+14.0% | $4,696+27.6% | $4,876+22.9% |
| Participant deferral / active EE | $4,151 | $6,631-37.4% | $6,247-33.6% | $5,439-23.7% |
| Admin fee / account holder | $2,449 | $10,906-77.5% | $9,244-73.5% | $10,886-77.5% |