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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,422 | $102,393-37.1% | $147,041-56.2% | $80,911-20.4% |
| Participation rate | 51.9% | 75.9%-23.9pp | 82.2%-30.2pp | 67.6%-15.7pp |
| Annual return | 20.92% | 134.95%-114.0pp | 419.21%-398.3pp | 35.63%-14.7pp |
| Employer contribution / active EE | $3,069 | $3,715-17.4% | $4,935-37.8% | $2,756+11.3% |
| Participant deferral / active EE | $4,589 | $6,647-31.0% | $8,071-43.1% | $4,297+6.8% |
| Admin fee / account holder | $6,101 | $7,943-23.2% | $13,006-53.1% | $6,935-12.0% |