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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $8,608 |
Filed as: ALL VALLEY ADMINISTRATORS, INC. Service code 15 · EIN 77-0536417 | Recordkeeping | $750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,868 | $65,322-45.1% | $70,494-49.1% | $73,497-51.2% |
| Participation rate | 40.0% | 77.0%-37.0pp | 75.1%-35.1pp | 70.7%-30.7pp |
| Annual return | 27.83% | 15.71%+12.1pp | 109.16%-81.3pp | 28.51%-0.7pp |
| Employer contribution / active EE | $1,343 | $2,460-45.4% | $2,738-51.0% | $2,270-40.8% |
| Participant deferral / active EE | $3,849 | $3,375+14.0% | $3,711+3.7% | $3,740+2.9% |
| Admin fee / account holder | $83 | $214-61.3% | $3,848-97.8% | $513-83.9% |