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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,976 | $45,050-51.2% | $63,018-65.1% | $70,126-68.7% |
| Participation rate | 63.8% | 69.5%-5.7pp | 74.8%-11.0pp | 69.5%-5.7pp |
| Annual return | 37.05% | 18.76%+18.3pp | 87.62%-50.6pp | 73.15%-36.1pp |
| Employer contribution / active EE | $2,015 | $2,052-1.8% | $2,761-27.0% | $2,343-14.0% |
| Participant deferral / active EE | $4,159 | $2,466+68.7% | $3,330+24.9% | $3,332+24.8% |
| Admin fee / account holder | $884 | $2,834-68.8% | $3,601-75.4% | $4,645-81.0% |