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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,416 | $174,379+12.1% | $152,093+28.5% | $138,895+40.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.47% | 74.86%-61.4pp | 66.36%-52.9pp | 145.39%-131.9pp |
| Employer contribution / active EE | $2,821 | $4,652-39.4% | $4,175-32.4% | $4,194-32.7% |
| Participant deferral / active EE | $11,146 | $6,159+81.0% | $5,451+104.5% | $6,396+74.3% |
| Admin fee / account holder | $3,349 | $16,880-80.2% | $14,497-76.9% | $12,562-73.3% |