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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,834 | $190,862-94.8% | $159,991-93.9% | $134,509-92.7% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.0%+17.0pp | 81.2%+13.8pp |
| Annual return | -13.92% | 552.59%-566.5pp | 408.82%-422.7pp | 418.13%-432.1pp |
| Employer contribution / active EE | $3,425 | $4,995-31.4% | $4,225-18.9% | $4,741-27.7% |
| Participant deferral / active EE | $4,800 | $6,924-30.7% | $6,183-22.4% | $6,400-25.0% |
| Admin fee / account holder | $3,684 | $10,495-64.9% | $8,715-57.7% | $11,427-67.8% |