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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,703 | $95,404-45.8% | $113,397-54.4% | $82,637-37.4% |
| Participation rate | 81.5% | 72.8%+8.7pp | 76.5%+5.0pp | 68.1%+13.4pp |
| Annual return | 9.55% | 19.08%-9.5pp | 23.20%-13.6pp | 53.51%-44.0pp |
| Employer contribution / active EE | $3,159 | $2,307+36.9% | $2,977+6.1% | $2,552+23.8% |
| Participant deferral / active EE | $5,589 | $4,220+32.4% | $5,076+10.1% | $4,126+35.4% |
| Admin fee / account holder | $6,723 | $9,168-26.7% | $11,957-43.8% | $7,339-8.4% |