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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,313 | $71,878-71.7% | $86,698-76.6% | $68,486-70.3% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -8.37% | 3.53%-11.9pp | 35.95%-44.3pp | -7.85%-0.5pp |
| Employer contribution / active EE | $2,359 | $2,173+8.5% | $2,837-16.8% | $2,597-9.2% |
| Participant deferral / active EE | $2,718 | $3,779-28.1% | $4,656-41.6% | $4,028-32.5% |
| Admin fee / account holder | $1,274 | $6,113-79.2% | $7,493-83.0% | $5,404-76.4% |