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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,703 | $95,453-45.8% | $112,040-53.9% | $82,448-37.3% |
| Participation rate | 81.5% | 72.8%+8.7pp | 76.5%+5.0pp | 68.1%+13.4pp |
| Annual return | 9.55% | 23.92%-14.4pp | 24.52%-15.0pp | 41.64%-32.1pp |
| Employer contribution / active EE | $3,159 | $2,318+36.3% | $2,954+6.9% | $2,551+23.8% |
| Participant deferral / active EE | $5,589 | $4,224+32.3% | $5,098+9.6% | $4,139+35.0% |
| Admin fee / account holder | $6,723 | $9,013-25.4% | $12,098-44.4% | $7,234-7.1% |