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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,013 | $50,947-60.7% | $74,549-73.2% | $64,173-68.8% |
| Participation rate | 90.2% | 61.1%+29.2pp | 69.1%+21.1pp | 69.6%+20.7pp |
| Annual return | -13.76% | -1.85%-11.9pp | 32.53%-46.3pp | 7.63%-21.4pp |
| Employer contribution / active EE | $4,027 | $1,115+261.1% | $1,961+105.4% | $2,381+69.2% |
| Participant deferral / active EE | $7,698 | $2,302+234.5% | $3,108+147.7% | $3,470+121.9% |
| Admin fee / account holder | $1,315 | $4,221-68.8% | $5,059-74.0% | $4,887-73.1% |