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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,877 | $160,040+50.5% | $147,096+63.8% | $145,877+65.1% |
| Participation rate | 68.4% | 84.0%-15.6pp | 82.2%-13.8pp | 80.3%-11.9pp |
| Annual return | 18.15% | 98.49%-80.3pp | 419.75%-401.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $3,108 | $5,289-41.2% | $4,936-37.0% | $4,663-33.3% |
| Participant deferral / active EE | $6,406 | $8,429-24.0% | $8,071-20.6% | $6,691-4.3% |
| Admin fee / account holder | $10,889 | $15,050-27.6% | $13,005-16.3% | $13,402-18.8% |