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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,867 | $175,257-83.0% | $149,717-80.1% | $139,456-78.6% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 88.24% | 166.70%-78.5pp | 134.41%-46.2pp | 373.45%-285.2pp |
| Employer contribution / active EE | $1,058 | $5,477-80.7% | $4,820-78.0% | $4,753-77.7% |
| Participant deferral / active EE | $2,294 | $6,521-64.8% | $5,682-59.6% | $6,711-65.8% |
| Admin fee / account holder | $20 | $16,156-99.9% | $13,213-99.8% | $11,407-99.8% |