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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,710 | $90,606-67.2% | $79,466-62.6% | $135,379-78.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -9.95% | 977.69%-987.6pp | 718.28%-728.2pp | 519.79%-529.7pp |
| Employer contribution / active EE | $5,089 | $3,068+65.9% | $2,800+81.7% | $4,779+6.5% |
| Participant deferral / active EE | $3,900 | $4,050-3.7% | $3,704+5.3% | $5,609-30.5% |
| Admin fee / account holder | $630 | $5,895-89.3% | $5,104-87.7% | $10,828-94.2% |