Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,350 | $58,587-78.9% | $83,322-85.2% | $64,173-80.8% |
| Participation rate | 60.0% | 72.0%-12.0pp | 77.8%-17.8pp | 69.6%-9.6pp |
| Annual return | -5.90% | 9.65%-15.6pp | 10.64%-16.5pp | 7.63%-13.5pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,614 | $4,654+42.1% | $5,565+18.9% | $3,470+90.6% |
| Admin fee / account holder | $5,090 | $9,279-45.1% | $7,540-32.5% | $4,887+4.1% |