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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,170 | $165,399-25.5% | $149,745-17.7% | $158,982-22.5% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 38.28% | 348.34%-310.1pp | 276.72%-238.4pp | 302.99%-264.7pp |
| Employer contribution / active EE | $3,527 | $5,105-30.9% | $4,646-24.1% | $4,763-26.0% |
| Participant deferral / active EE | $6,048 | $7,183-15.8% | $6,843-11.6% | $5,983+1.1% |
| Admin fee / account holder | $0 | $10,811-100.0% | $9,312-100.0% | $11,252-100.0% |