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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,535 | $157,304-50.7% | $141,197-45.1% | $152,909-49.3% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 28.29% | 64.34%-36.0pp | 71.41%-43.1pp | 345.46%-317.2pp |
| Employer contribution / active EE | $4,249 | $5,263-19.3% | $4,736-10.3% | $4,764-10.8% |
| Participant deferral / active EE | $5,982 | $7,111-15.9% | $6,710-10.9% | $5,851+2.2% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |